to be fair, it is a fintech that wants to become a bank

It's a bank, that is, a bank in all but name for regulatory purposes.

	▲	monknomo 11 hours ago \| parent \| next [-]
		I think they applied for an actual charter, so that will probably change
	▲	TZubiri 18 hours ago \| parent \| prev [-]
		*neobank