The saying used to be "with great risk comes great reward".

Risk is inconvenient to shareholders, who also happen to be the people with the most political power in the US. They're:

1) retirees living off a pension/retirement fund backed by shares of companies like Ford

2) investors who have plenty of money to ~~bribe~~ donate to political campaigns or

3) C-suiters put in place by the other two groups who are compensated primarily in shares.

These groups are all incentivized to see the risk to their income streams minimized as much as possible. Show me the incentives, and I'll show you the outcomes.

Thus, we got rid of the risk.