As an outsider: which countries lean which way? I'm curious how things trend where and I didn't even really know that debit was used by a majority in certain places (Countries? Regions? Historical based delimiters?).

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tlogan 3 hours ago | parent [-]

Germany is very debit-card oriented (with no interest of switching). The Netherlands seems similar. Eastern Europe and the Balkans are also mostly debit-card oriented, but people seem more open to switching to credit cards (if they can get one - especially the younger generation).

Ireland and the U.K. seem much more credit-card oriented than rest of Europe. Turkey is also very CC oriented (kinda strange - was not expecting that).

	▲	physicsguy 2 hours ago \| parent \| next [-]
		In the UK people predominantly use debit cards but credit cards are widely available. Everyone gets a debit card with any current account (i.e. non-savings account). In March this year there were 2.3 billion debit card transactions vs 400 million credit card transactions according to this: https://www.ukfinance.org.uk/data-and-research/data/card-spe...
	▲	illiac786 2 hours ago \| parent \| prev \| next [-]
		It used to be like that in Germany, it changed quite a bit. My debit card now is refused more often than my master card when I’m in Germany. I do tend to stay in large cities and not in the country side though, so my perspective is not a statistic. But it definitely changed massively during Covid. Before Covid shops refusing _any_ card where still common (again, large cities is my spectrum) and debit card were accepted vastly more often than credit card.
	▲	surgical_fire 2 hours ago \| parent \| prev [-]
		In Ireland and the UK, from experience, people use debit cards a lot more than credit cards.