> In no sense do they send each other "real" money, it's just accounting... a ledger.

"Real money" these days is exactly that, i.e. accounting entries on a ledger, and has been for the better part of the past century or so.

> Plenty of organizations need to be able to keep track of money is between a collection of mostly-trusted peers. With cryptocurrencies they can ditch a lot of the transaction and accounting software.

What is blockchain technology if not even more complex accounting software? It has its uses, but a network of mostly trusted peers is probably not one of them.