If you're even thinking about the danger, it's absolutely justifiable to believe you're above the average already. The average person has zero regard for their own safety; governments have to literally force people to wear seatbelts in cars or helmets on motorcycles because they won't do it without threat of financial penalty.

Indeed most of them wont do it without threat

OTOH, there are those, particularly those who actually get training and practice in the high-performance zone, who realize the physics of the situation, and feel positively naked driving out without a seatbelt/harness, or helmet where appropriate.