> Your computer is likely to be stolen and sold.

Likely? How likely is it? I've never had a computer stolen, nor has anybody I personally know. So it doesn't seem to me like it's all that likely.

Personally, I find whole disk encryption to be more risky than it's worth. I much prefer encrypting things on a file-level instead.

OP might mean "laptop" instead of computer. Or more specifically, laptop that is regularly taken out of the home.

I'm with you. If someone wanted to steal any of my computers, they'd have to break into my house. Possible, but also statistically unlikely, as I live in a reasonably safe community and lock my doors. I don't see the benefit of full disk encryption on a bunch of computers I keep in my home. For the special case of a laptop that is frequently taken out of the home and used in public, where thieves might be? Sure, encrypt it.

In a small business, I've been responsible for buying laptops for a while.

In about 300 person-years, we've had two laptops stolen. Both were stolen while the staff were on trips abroad, and the staff were both rather careless IMO.