> I prefer to use non-encrypted drives so I have the option of popping out the disk and reading it from another system with ease, which also means that I can recover files from drives of otherwise dead systems just as easily.

Everyone has different security needs. But (maybe it's different on Windows), what's hard about popping the disk to another machine and then decrypting it with the key? Does Windows not give you access to the key?

Windows does give access to the key. The issue with Microsoft account and especially Windows Home onboarding is that it doesn't tell you that it encrypted the drive and there is a backup key (which it uploads to Microsoft account, often readable by authorities with a court order).

Many normie users not only get locked out of their laptops but they also forget their Microsoft account password causing complete loss of data.

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