Alternatively, consider the person is disabled and is physically incapable of driving.

So what you're saying is this hypothetically disabled person who is physically incapable of driving chose NOT to mention that, but instead chose to provide "I never got my drivers license" as their reason?

And you're asking someone to consider this because I presume you think this is a likely enough scenario to consider?

Yes, but realistically, it's not that likely.

I appreciate this comment immensely - too many people seem to mindlessly assume that every other person shares their own situations, and it could not be less true.