> What matters is that it's personalized, free, and isn't an invasive surveillance/advertisement platform

This sounds like an utopian dream. The surveillance is baked into this AI built to create the software. It will be built into the platform used to host and run the software. Why wouldn't AWS want that sweet sweet data to train their models. How many people can really self host? You seem to be overestimating average people's ability to learn how to self host.

Its like saying "we have vaccine related information at our finger tips so there are no longer going to be vaccine skeptics". Existence of information doesn't necessarily lead to application of such information.

The other thing which I feel these kinds of utopian dreams miss is that if something is commoditized and you can't really tell the difference between software A and B - because of AI, there is more incentive for companies to form cliques and raise prices while still delivering commoditized terrible software.