It's bunq. It was time to close your bank account with them a long time ago. Terrible working environment, terrible leadership.

Count yourself lucky if they don't hold your money hostage.

I count myself lucky they threw out my job application both times without even calling me.

They were however this first bank I got an account at when arriving here and needed the app was much better at the time too.

I use them as an account for recurring direct debits because no way I will pay extra just for that.