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vitalikpie 2 hours ago

Agree. I wish banks have their APIs open. It's 2026 and we have OIDC.

But I used to actually pull the CSV once a week and feed it to GnuCash. It's pretty good at auto-categorization.

Also I simplified my finances to only a couple of checking accounts and only one credit account (for car rentals).

rbanffy 2 hours ago | parent [-]

> I wish banks have their APIs open

There needs to be a lot of investment in training and safe defaults though. Most people are not ready to automate even a little of their banking like that.

I would even prefer banks had the option to push data to trusted feeds than having open APIs you could call on your own.

abdullahkhalids an hour ago | parent | next [-]

Only need a read only API for financial analysis.

I definitely do not support an API for doing financial transactions. That will result in so much hacking and theft.

vitalikpie an hour ago | parent | prev [-]

Agree on this. Current situation is kinda broken:

- people do not trust Plaid and Finicity - data is captive inside of bank portals - each damn CSV has it's own format