The primary source which

  - I introduced to the thread first
  - You quoted incorrectly
  - Doesn’t contradict the other sources given
  - Doesn’t support your arguments

Please do explain further, preferably with reference to the comments above that show the figures you quoted aren’t a good match to illuminating the claims you made.

How does that source support the notion that median-and-lower earning people can realistically save $25k per annum, per person, or trivially become millionaires with a bit of discipline?