I wanted to see how well Akademikerpension has done wrt. returns. This graph shows average yearly return from the financial crisis 2009 until 2021 and they are actually the best performing among other Danish pension funds [1].

[1] https://www.finanshus.dk/wp-content/uploads/2023/02/Pensions...

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NoahZuniga an hour ago | parent | next [-]

Judging a pension fund by how it performs in a bull market seems wrong. Like their main job is to limit your downside from market crashes (if they're not doing that then they offer nothing compared to an index fund), so its strange to not include 2008 crisis (or .com bubble popping).

Checking this shows that the top 2 performers in this graph lost more money (~8%) in 2008 than the bottom 2 (~2%)

	▲	ImPostingOnHN 17 minutes ago \| parent [-]
		Judging a pension by how it performs in 2008 seems wrong. Like their main job is to perform well over long periods of time compared to other funds. Checking this shows that 12 years is longer than 1 year, and thus is a better metric.

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adamtulinius 4 hours ago | parent | prev [-]

Ah, time to dump Velliv it seems.