And which countries does this work for? They all still somehow still manage to have palaces.

There's also a strong argument that charity transfers to the poor does far more harm than good. How do you price a field worth of wheat, a mill, or even a local grocery when an airdrop of processed flour and food rations can arrive at any moment with no warning? And how do you get the capital to start one of those when it's illegal to get a loan?

Of course there are solutions if you have enough tenacity, but the overall result is far fewer businesses started because the friction is just so much higher.