Yeah it's not a thing available to customers outside of western countries. Even in eastern europe countries a chargeback means making a lengthy complaint with the bank and if they decide to trust you then they make chargeback.

So nobody really knows about it.

When i started selling digital download content. Some people will buy, download and instantly charge back.

wait, people can just do that? How does that even work? Does Visa not supposedly protect both the seller and the buyer?

In Western Europe, a chargeback is not that unheard of, but it still requires you to make your case and follow a procedure and review. It's not that lengthy or difficult, but you cant just buy something online and then do a chargeback, unless you can clearly show that the download is not working and tried the helpdesk or you were mislead or something

I have been using online payments for over 15 years now. Over these years I probably have had accounts with over 10 different banks. Not a single time have I seen any setting related to chargebacks. In fact, I learnt of these just a few years back and I had to google it what do these even mean. Im from India btw.

And let me tell you, nowhere in my circle that I know of have ever raised one single chargeback in these 15 years. Not one.

This seems more of a developed-countries thing to me.