This is not a isolated phenomenon. Security measures for software products, for example, kept increasing making good old working software to be highly vulnerable in today's world. There are some islands that have un-contacted tribes. They can't survive if they move out of the island. In my childhood, there were some popular movie songs and stories which advised people to stay in villages, not to venture out to town-side and showed the scary stories of what happened to people who ventured out.

It's the context around you that is changing. Also, the digital divide is so strong that many old people and village folks see anything related to technology or complex online processes as alien things that they can't dare to deal with. They are basically living in the non-digital islands. The logins, MFA, password recovery, OTP, finding the correct web portal, filling in the right information - it's a nightmare for a common human.