Understood. But even then it couldn't be easier than the contactless direct debit we already have.

lentil_soup 3 hours ago | parent | next [-]

will depend on how it's implemented, you could end up paying via a QR code, contact less NFC, a phone number, the web. I think it could open up a lot of innovation

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grey-area 3 hours ago | parent | prev [-]

It could be cheaper though and it also reduces the reliance on an untrustworthy former ally.

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ffritz 2 hours ago | parent [-]

The payer couldn't care less about how much the store pays for the transaction. He or she just wants to tap with their phone, and the default here are Visa/MC cards. In addition to the transaction price not being an argument for the payer, Wero also afaik does not have as much consumer protection as (certainly some) credit cards offer. I also bet the average person doesn't understand or care about the whole political dispute either. Again, they just want to pay easily and safely.

I don't think Wero can "win" this from just the merchants side. It's got to be better for the customer's side.

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grey-area 2 hours ago | parent [-]

The merchant could offer a discount for using it.

I agree this could be a difficult battle and we effectively need some alternative to existing card issuers if they are to be displaced.

Current contactless payments are easy, secure and allow disputes etc.

	▲	carlosjobim an hour ago \| parent [-]
		"Hey buddy, I give you a tiny tiny discount if you pay without fraud protection..." I mean, some places do that. But for the consumer there is no advantage. It's probably fine at cafés, restaurants and such. But why would you as a consumer want it for any more important purchase? As you mention.