Like others said that choice is not really given in this case.

Also with the government option it wouldn’t mean that you can’t still use other methods - for example in brasil credit card or cash work just fine, PIX is just one (very convenient) option.

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throwaway2037 an hour ago | parent | next [-]

Do corner stores (small informal convenience stores) in Brasil usually accept PIX? I assume they all cash-only.

Also: What is PIX uptake/penetration like in the countryside? China is shocking how fast that countryside wet/farmer's markets started accepting AliPay. Literally, you can buy a kilo of pumpkin (namguo) using nothing but your mobile phone with AliPay, and the old lady running the stand (in a wet market) probably has a 6th grade education. (No hate on that!)

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snovv_crash an hour ago | parent [-]

In Africa they've had this since ~2005 with the Mpesa system. It basically transfers cellphone credits as payment. In certain regions everyone with a dumb phone was hooked up and you could do anything from buy a coconut from a guy on the side of the road to pay your taxi driver to pay at the supermarket.

	▲	throwaway2037 38 minutes ago \| parent [-]
		Wow, this is a great reply! "In Africa" -> Can you share a few countries? Google tells me that East Africa is the biggest users: Kenya, Tanzania, etc. (No hate on the use of "In Africa here"... as Google tells me it is used in at least 10 different African countries.)

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carlos_rpn an hour ago | parent | prev [-]

Replying here to throwaway2037 because I can't reply directly to him, but yes, even most informal businesses accept PIX, including some random guy selling candy or bottled water at a stop signal.

The only exception I have found to consistently refuse PIX are some parking lots, and they refuse credit cards as well, accepting only cash, probably to hide their earnings.