iDeal is an enormous success in the Netherlands so if banks implement it as well in other countries then it will definitely be competitive with credit cards for online payments

Wero is the pan-European successor to ideal. Other countries had something similar. We are now converging on using the same technique and mechanism everywhere. It also takes a bite out of payment providers like adyen because they managed the different payment methods for shops. In the future you only need to use Wero.

iDeal is in the process of being replaced by Wero, which is pretty cool!