Nonsense. there are way more accommodations for people who wouldn't have had a place 20 years ago... those accommodations have changed what a "standard IC" is. There never was a place for run-of-the-mill geniuses who couldn't be bothered to spend a few hours researching P2P (Person to Person) protocols. They were always pushed off to small companies where the risk was much lower. This hasn't, won't, and shouldn't change. If that makes you salty, I got some things I'd recommend you research.