Also after a few years you can sell and upgrade.

A 2022 Mac Studio w/ M1 Ultra and 128gb was ~$5200 new and I see them selling for over $4k on eBay.

Can’t sell your used tokens…

You can’t actually - due to the RAM shortage you can’t even upgrade to an M3 Ultra Mac Studio with 128GB RAM. That model has been discontinued. Even the 96GB model has a wait time of 5 months in most locations. This is the reason why the resale value is so high.