| ▲ | amunozo 2 hours ago | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
I disagree. You cannot even book appointments in a lot of banks today, a thing you could do in the 90s. Like that, a lot of services are unavailable without a smartphone and its non-smartphone equivalent is not available anymore. | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| ▲ | svl 28 minutes ago | parent | next [-] | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This might be country specific? Specifically dependent on laws in the fields of consumer-protection and keeping things universally accessible. I don't own a smartphone. I have never owned a smartphone. There are inconveniences, and big organizations definitely try to push you toward the way of doing things which has the lowest costs for them - but there are no actual blockers. There is always a path involving actual humans, and regular phone calls (or emails or paper forms). Reactions tend to be wistful variations of "I wish I could" or "but how do you?" - and it's really always about the most trivial inconveniences. | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| ▲ | SoftTalker 2 hours ago | parent | prev | next [-] | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Not my experience. I'm in the USA, and there are still bank branches everywhere, I'd say as many as ever and new ones are being built. In fact within a mile of my house the finishing touches on the latest new one (full remodel of a former restaurant building) are just about done. | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| ▲ | bdangubic 2 hours ago | parent | prev | next [-] | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Why does this permeate the HN all the time. You can 100% function without a fucking smartphone. My Dad doesn’t have one, he has zero-to-no trouble going to the bank and paying his bills and just about every other imaginable thing. If there was something he could not do and there were repercussions for it he’d be calling an attorney to rectify the situation. It is crazy to keep reading this over and over on HN, so weird | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
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| ▲ | epolanski an hour ago | parent | prev | next [-] | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This. 1. My bank doesn't allow to go in person without an in-app taken appointment. 2. My nephew can't play football in his team, because the team has an app to book/signal your availability. No other way. 3. Half of restaurants in my area do not have non-QR code menus, they just don't. 4. McDonald's will make me pay the scam pricing you get without the app. 5. My doctor gives documentation only and exclusively in digital form, on a special application that doesn't even have a desktop equivalent. 6. My fiance's office badges are smartphone-based. You cannot enter otherwise. 7. All the software she uses at work requires frequent Google/Apple/third party authentication. 8. Increasingly more European airlines exclusively accept in-app check in and documentation. You cannot print it. Ryanair's one of them. I could go on for longer. | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
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| ▲ | gib444 an hour ago | parent | prev [-] | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
I walked into my bank the other day and sorted out something, without an appointment. Just joined an informal queue (no digital queueing system! The humans used their eyes and brain to remember who next ) Handed over my physical debit card so they could locate my account. What digital hellscape do you live in? UK here | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||