$100k is in Canadian dollars? I just added almost every accessory/package and option to the the 2026 GR Sport Plug-in Hybrid RAV4, and it came out to $55,821. If there were options that were nearly identical, I only added the most expensive one. So I only added one hammock ($340) and one of the Pelican Dayventure Backpack Cooler ($301). This includes the dog first-aid kit, and the human first-aid kit. Maybe all the options will come through this link:

https://www.toyota.com/configurator/build/step/summary/year/...

...maybe there is a lot of dealer markup in your area?