Donating to charities or NGOs might be more harmful than anything you've ever done.

If you ever actually see the work or something charities on the ground and the people they help you might change your mind very quickly. They certainly do more good than another million in some index fund.

Fly-by snark is an interesting choice.

What were you hoping to achieve with this comment other than making a person who is being vulnerable to anonymous internet denizens feel worse?

I guess you were among the ones applauding when Elon put USAID "into the woodchipper"?