> That's what homeowner's insurance is for

This mentality is baffling to me. No, insurance isn't there so you can knowingly do risky things, it's there in case something accidentally happens.

Would you say the same about juggling chainsaws? "That's what health insurance is for"?

Absolutely crazy to me

Driving down the street is risky. Owning a home is risky. It's all a matter of degrees, and insurance doesn't deny coverage for 3D printers, QED that's what it's for.