People want to exempt housing from the laws of supply and demand. The reason real estate is expensive is that there is not enough housing available for everyone to own a house that wants a house. If we want inexpensive housing, we need a massive project in this country to build housing. There is no other way to fix it. There is no way to shuffle around ownership of existing housing stock that is going to magically make more houses available. There are not a bunch of houses sitting empty that people want to buy or move into.

Houston added something like 500,000 people to its population and housing prizes went DOWN because they built more housing and their ratio of housing to people went up. Supply and demand.