| ▲ | reddalo an hour ago | |
Unfortunately, each European country has a different "national" payment method. Swish in Sweden, MobilePay in Denmark/Finland, iDEAL in the Netherlands, etc. Of course you can't sign up to a specific country payment system if you're not a resident there. And systems from different countries don't work with each other. Luckily, there's now an initiative called EPI [1], which is an alliance that wants to make all these apps interoperable and call them "Wero" [2]. There are two problem with this system though: - Wero insists on making you use your own bank app to send/receive payments. That's a terrible choice, because most bank apps are huge behemoths that are slow and heavy. People don't want to use them: PayPal is so much quicker and easier. They should develop a new, lightweight app that only does payments. - The Italian member of EPI is "BancomatPay", which nobody uses. Sure, Bancomat is a huge company in the debit cards world, but no sane person uses BancomatPay in their daily life (also, BancomatPay forces you to use your bank app). In Italy, Satispay is way bigger and widely accepted, especially in the North (i.e. richest) part of the country. I'm surprised Satispay didn't get into EPI. | ||