> tl;dr: AI writes features, not architecture.

This. I definitely agree with this statement at this point in AI-assisted development. This gets at the "taste" factor that is still intrinsically human, especially in software engineering. If you can construct and guide the overall architecture of an application or system, AI can conceivably fill in the smaller feature bits, and do so well. But it must have a strong architecture and opinionated field in which to play.