Upgrade my cpu the other day, got a ryzen 5 5600 for ~$100 new, can't complain. Still on my rtx 2060, can't complain either. As long as you don't fall for the 120hz and 4k memes you can easily get by with 2020 hardware indeed.

I am "easily getting by" with 2014 hardware.

I plugged a 60hz monitor in at work and discovered I can't ever go back. I need 32" 4k 120hz at least now.