99% of people who follow that are still completely dependent on the world order and will be just as screwed as everybody else if everything goes tits-up.

The aim is to be screwed last. That's a reasonable survival strategy.

There's a lot of bullshit that can happen between the status quo and everything going tits up. Having FU money means you can say -all things being equal - "Fuck You" when it's appropriate, instead of worrying about becoming homeless or not having enough to eat