true it does kick in at 50k but only for stuff over 50k. so its not a cliff like 100k or if you're at the other end on universal credit.

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mytailorisrich 21 hours ago | parent [-]

What I mean is that if salary sacrifice schemes on EV were only used, and very good deals, for people over 100k then it would be extremely niche as we're talking about the top 4% of earners whereas about 16% are higher band taxpayers...

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physicsguy 20 hours ago | parent [-]

People on higher salaries are disproportionately likely to be the ones doing it though - much much more likely to work for companies that implement the schemes for a start.

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mytailorisrich 20 hours ago | parent [-]

Yes, "higher salaries" as in higher tax band (median salary is 39k, higher tax band starts at 50k), which impacts 16% of people. That's why it has an notable impact on sales and also on the used cars market (salary sacrifice schemes are usually PCP/leasing over 3-4 years).

Perhaps it is the "London bubble" on HN as I feel that no-one is registering that 100k+ is a really, really small minority...

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physicsguy 6 hours ago | parent | next [-]

I'm not based in London.

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KaiserPro 20 hours ago | parent | prev [-]

according to the IFS 100k+ is top 10% earner in the UK. Which does feel a bit bubbly to me

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mytailorisrich 20 hours ago | parent [-]

Yes, seems a bit generous. What I found most often is ~4-5% with up to 18% higher tax payers (>50k) in latest tax year (threshold being frozen...).

	▲	alt227 6 hours ago \| parent [-]
		> What I found most often How did you find this?