> if you ask someone if they'd drive without insurance, or without driver's license they look at you like you've asked them to do the impossible

To wit: Europe's 1.8% (and Belgium's 0.7%) uninsured-driver rates are a fraction of America's 15% [1][2].

[1] https://www.mibi.ie/ireland-may-have-highest-level-of-uninsu...

[2] https://www.iii.org/fact-statistic/facts-statistics-uninsure...

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7 hours ago | parent | next [-]

[deleted]

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retired 7 hours ago | parent | prev [-]

In countries like The Netherlands it is impossible to drive around uninsured. So that is probably why the number is so low.

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JumpCrisscross 7 hours ago | parent [-]

> it is impossible to drive around uninsured

How?

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retired 7 hours ago | parent [-]

Because fines are automatic. If you register a vehicle to your name and don't insure it within 28 days you get a €500 fine. The government can fine you up to three times a year for a total of €1500. And that is if you actually pay the fines. If you do not pay the fines and let the fees stack up, you are looking at around €4500 per year.

And if you are caught driving uninsured that is a €700 fine on top of all that. With many police cars now having ANPR systems it just isn't possible to drive around uninsured without receiving fines that cost way more than just getting insurance.

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JumpCrisscross 7 hours ago | parent [-]

> If you register a vehicle to your name and don't insure it within 28 days you get a €500 fine

Oh, this is actually a really good idea. Wild we don't link those systems.

	▲	retired 3 hours ago \| parent [-]
		I still see dozens of unplated mopeds in The Netherlands so the system is not perfect but they are trying to fix it.