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tptacek 3 hours ago

I'd be one of them, but I can't be, because I don't use credit cards.

criddell 2 hours ago | parent [-]

I’m too much of a cheapskate to carry a balance and pay interest. And it’s my cheapskate tendencies that makes me use the credit card for everything for the benefits.

tptacek 2 hours ago | parent [-]

I 100% get it. I have minmaxer friends who do the same thing, are very good at it, and will never get into trouble. My thing is, revolving credit is a default in the US, and it's not a sensible default for most people.