> The bank ate the loss for the fraud and you were made whole

_If_ you notice the fraudulent charge.

Sohcahtoa82 3 hours ago | parent | next [-]

It never ceases to amaze me how many people don't even look at their bank/credit card statements and just let their credit cards auto-pay.

Back when I was poor, I was logging into my bank and credit card accounts at least twice/week. I always knew within $20 how much money I had.

As a well-paid tech worker, I'm still checking at each paycheck (2x/month) and paying the credit card card off every time, but I'm still scanning the statements for any unexpected charges and to keep a pulse on my spending.

Fun anecdote, my wife started talking to me while I was scanning my statement once and she noticed there was a $20 charge from a business named "Your Side Chick" that she questioned in a joking way. It was from a food cart that specializes in chicken strips.

	▲	Marsymars 2 hours ago \| parent [-]
		FWIW, I find looking at my statement and trying to remember if I actually made a random purchase of $8.63 to some unrecognizable name three weeks ago to be a much more difficult workflow than just enabling email notifications for every transaction so I can triage them quickly / at my convenience.

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evan_a_a 5 hours ago | parent | prev [-]

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