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rdevilla 6 hours ago

Overseas, cash is king. In Canada, and also in San Francisco, you can only tap your credit card because cash carries COVID [0].

[0] https://www.cbc.ca/news/health/cash-coronavirus-questions-an...

bsimpson 5 hours ago | parent | next [-]

The US adopted credit cards before the rest of the world, so we ended up with a worse network (essentially ossified at v1 when later adopters got v2 or v3).

Corona paranoia incentivized upgraded to tap-to-pay, but it was already prevalent in other parts of the world. It was more ubiquitous in Singapore in 2019 than it is in the US even now.

mcsniff 6 hours ago | parent | prev | next [-]

If a shop won't accept cash, I just leave.

rdevilla 6 hours ago | parent [-]

You weren't transacting at all in Toronto during COVID then.

This is the endgame of surveillance capitalism: submission, or opting out. Few can, or care enough to, do the latter.

lolstarz 6 hours ago | parent | next [-]

I'm as concerned about the surveillance state as anyone but let's keep our history constrained by fact. I live in Toronto too and it was still true that for many, many places cash was fine. Cash discounts are super common in various parts of the city and this was still true during COVID.

rdevilla 5 hours ago | parent [-]

> let's keep our history constrained by fact. I live in Toronto too

This is hilarious. Toronto has no respect for facts, it has shown it will just fabricate histories out of whole cloth.

Nevertheless I'm tired of people citing anecdata and personal experience when upthread I have linked to a CBC article discussing a Bank of Canada report "arguing that cash-based transactions have plummeted from 54 per cent in 2009 to 10 per cent as of 2021."

https://www.cbc.ca/news/canada/ottawa/canada-sleepwalking-in...

stronglikedan 5 hours ago | parent | prev [-]

> You weren't transacting at all in Toronto during COVID then.

There's always someone will to take cash. It's still king, despite the naysayers.

john_strinlai 6 hours ago | parent | prev | next [-]

>you can only tap your credit card because cash carries COVID [0]

maybe during peak covid? but certainly not now. this comment is either being intentionally disingenuous or just parroting a random article from an extraordinary (and no longer applicable) time of our lives and presenting it as if its still the current status quo.

i am in canada for weeks at a time multiple times per year, and i have family that live in BC, AB, and ON.

cash is my primary form of payment and not once have i been turned down using cash on any of my visits. not once has family complained about being unable to use cash (several of the older of them, like me, primarily use cash).

rdevilla 6 hours ago | parent [-]

Congratulations, you are the 1 in 10. This is why we don't use anecdata.

> Even a report commissioned by the Bank of Canada suggests it's time to protect access to money.

> That report, titled "Social policy implications for a less-cash society," recommends legislative action, arguing that cash-based transactions have plummeted from 54 per cent in 2009 to 10 per cent as of 2021.

https://www.cbc.ca/news/canada/ottawa/canada-sleepwalking-in...

john_strinlai 6 hours ago | parent [-]

doesn't matter what the proportion is.

the fact is i can still use cash, despite your very bold claim otherwise.

whats your goal with the misinformation, anyways?

rdevilla 5 hours ago | parent [-]

[flagged]

john_strinlai 5 hours ago | parent [-]

>Why don't you just misgender me next while you're making assumptions?

what...?

>until people derailed it

by people, do you mean you? you are the one that brought up "overseas" vs. canada/san fran and made the false claim that you cant use cash in canada.

rdevilla 5 hours ago | parent [-]

The purpose was to illustrate how even basic commerce is going to be monitored to a much greater degree in highly electronic socities like those in North America. Go ask the fucking corner store in the deep Philippine provinces, where the power goes out twice a month, to bring out the credit card machine - no, almost all transactions will be done in cash, whereas only 10% will be in Canada. Let's just assume one nine, even - 90% of your business conducted in private overseas in a cash-based society, vs. 90% of your business being surveilled by the government and private industry in North America.

The claim is not false. Did you read the Bank of Canada report or the CBC article, with actual stats and numbers in aggregate, or are you going to keep asserting your anecdata and personal experience?

john_strinlai 5 hours ago | parent [-]

>Did you read the Bank of Canada report or the CBC article, with actual stats, or are you going to keep asserting your anecdata and personal experience?

you said that i cannot use cash in canada. full stop.

if you wanted to talk about the proportion of cash use, which is a point i wholly agree with, you should have said that in your first comment instead of saying that you cant use cash at all (and linking it to covid?).

rdevilla 4 hours ago | parent [-]

Your type is so easy to read. Just go on and assume my race is Italian or Roman or something next.

Never replying to accounts under 5 years old ever again.

john_strinlai 4 hours ago | parent [-]

>Just go on and assume my race is Italian or Roman or something next.

every time you can't refute something, you bring in gender or race.

its one of the strangest things ive seen.

rdevilla 4 hours ago | parent | next [-]

> every time you can't refute something, you bring in gender or race.

I learned from the highly effective rhetoric of the 2010s.

HeyLaughingBoy 3 hours ago | parent | prev [-]

Trolls get bored sometimes.

railgunmerlin 6 hours ago | parent | prev | next [-]

curious which overseas country that doesn't fall under the 'west' has cash as king

charcircuit 5 hours ago | parent | prev [-]

Credit cards are more convenient.

1. Double tap power button on a phone you are already holding

2. Tap the reader

Versus

1. Find an ATM

2. Take your wallet out of your pocket

3. Take your card out of your wallet

4. Spend a minute withdrawing cash from the ATM

5. Put the cash in your wallet

6. Put your wallet in your pants

7. Go to the actual place you want to spend money

8. Take your wallet out of your pocket

9. Take cash out of your wallet

10. Hand it over

11. Wait to receive change

12. Put the change in your wallet

13. Put your wallet in your pocket

If you want cash to make a resurgence you need to figure out how we can make a digital version of it.