| ▲ | tt24 4 hours ago |
| This is so embarrassing. I can’t imagine being concerned about something so inconsequential. Just go to another grocery store. Banning a pricing model should be unconstitutional |
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| ▲ | Terr_ 3 hours ago | parent | next [-] |
| > Banning a pricing model should be unconstitutional "Unconscionable contracts" and "Usury" called--you're behind on your debt and your kidney is being seized. :p There's also some not-so-fun history there when it comes to charging people based on their skin-color. |
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| ▲ | tt24 3 hours ago | parent [-] | | The concept of usury is so silly. “Oh no, someone is offering me a loan at a rate that is too high for my liking!” Organ markets should be legal as well. | | |
| ▲ | tombert 3 hours ago | parent | next [-] | | "too high for my liking" is doing a lot of work there. Some of these loans are outright predatory, with multi-thousand-percent interest rates. These aren't loans that people who have better options are taking, and moreover I think a lot of people really don't understand how horrible that can be. Call your congressperson to get more funding for math education, and then maybe we can argue we should get rid of usury laws. I guess I feel like the term "consent" is weaponized; did people opt into these loans? Sure, I suppose in a sense, but these are extremely desperate people and it is hard to say that what they opted into is "consent" in the classic sense of the term. They only take these loans because they feel like they don't have other options, not because they were able to compare rates across different banks and choose the best, and upon accepting these loans they can very easily get into situations where paying off the debt is functionally impossible. Not sure how I feel about selling organs so I won't touch that one. | | |
| ▲ | Terr_ 3 hours ago | parent [-] | | > I guess I feel like the term "consent" is weaponized; did people opt into these loans? That also leads into complex questions like "is it really consent if the alternative is X", or "can someone consent to chattel slavery", or "at what point is chemical addiction no longer consensual", etc. _______________ > "I should not agree with your young [socialistic] friends," said Marcus curtly, "I am so old-fashioned as to believe in free contract." > "I, being older, perhaps believe in it even more," answered [Monsieur] Louis smiling. "But surely it is a very old principle of law that a leonine contract is not a free contract. And it is hypocrisy to pretend that a bargain between a starving man and a man with all the food is anything but a leonine contract." He glanced up at the fire-escape, a ladder leading up to the balcony of a very high attic above. "I live in that garret; or rather on that balcony. If I fell off the balcony and hung on a spike, so far from the steps that somebody with a ladder could offer to rescue me if I gave him a hundred million francs, I should be quite morally justified in using his ladder and then telling him to go to hell for his hundred million. Hell, indeed, is not out of the picture; for it is a sin of injustice to force an advantage against the desperate. Well, all those poor men are desperate; they all hang starving on spikes. If they must not bargain collectively, they cannot bargain at all. You are not supporting contract; you are opposing all contract; for yours cannot be a real contract at all." -- The Paradoxes of Mr. Pond by GK Chesterton [https://gutenberg.net.au/ebooks05/0500421h.html] | | |
| ▲ | tombert 2 hours ago | parent [-] | | I hadn't heard that particular quote. I was thinking Squid Game :) I do pretty ok now, but in 2016, I was completely broke. I was unemployed for awhile, but even after becoming employed it felt like I couldn't catch up with my debt. Even though I know they're basically scams, and I know how to calculate compound interest, and I know math better than the average American, I still considered one of those scammy payday loan places, just because the high interest was "Tom in a few month from now"'s problem. Fortunately I didn't have to go that far, and things did pick up, and I feel lucky for that. I think about that situation a lot; it was a very humbling moment. I guess I hadn't fully realized beforehand that the right combination of circumstances can really make people who would otherwise know better make objectively bad decisions. Life is already pretty hard even when things are going fine. We don't need assholes weaponizing circumstances for when they aren't. |
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| ▲ | trollbridge 3 hours ago | parent | prev [-] | | No they shouldn’t be. | | |
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| ▲ | everdrive 3 hours ago | parent | prev | next [-] |
| How much my food costs is quite consequential, and I think it's very important to understand whether or not a business has some hackneyed algorithm that tells them to charge me 50% more than the man standing next to me. |
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| ▲ | tt24 2 hours ago | parent [-] | | Why is it a bad thing that the man next to you pays 50% less? | | |
| ▲ | everdrive 2 hours ago | parent [-] | | It's only good for the man. It's not good for me. If you think I'm selfish, then you have no guarantee that it's the other man who would pay more and only I would get the discount. | | |
| ▲ | tt24 2 hours ago | parent [-] | | It’s not good for anyone to pay more for anything. That doesn’t mean we create price control laws or make everything free lol | | |
| ▲ | everdrive 2 hours ago | parent [-] | | >That doesn’t mean we create price control laws or make everything free lol I'm not suggesting anything of the sort. | | |
| ▲ | tt24 2 hours ago | parent [-] | | You’re supporting a price control law right now. | | |
| ▲ | everdrive an hour ago | parent [-] | | No, I just hate what the company is doing. I don't even live in MD and have no say in the law whatsoever. |
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| ▲ | jbxntuehineoh 3 hours ago | parent | prev | next [-] |
| It's so embarrassing that we banned forcing employees to work sixteen hour days without lunch breaks. Just go to another employer. Banning an employment model should be unconstitutional. |
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| ▲ | Ritewut 2 hours ago | parent | prev [-] |
| Many people do not have more than 1 grocery store as an option. |
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| ▲ | tt24 2 hours ago | parent [-] | | Good point, we should regulate pricing models in service of the 0.000001 percent of people that live in places like Kingman, Arizona. | | |
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