This is the first time I've had an account closed (30+ years) so my feeling is that these AI firms are even less dependable than Google and Microsoft. Especially as we see them constantly changing around their T&C around their plans.

I think we need a to be aware that it's fine to buy tokens from them, but they are NOT a place to store data. Never ever trust these companies with any of your data. Not your code, not your research, not your writing. Nothing. Let them be a dumb pipe into your systems. They don't deserve better.