> abroad, SoCal, or NYC

you forgot about the rest of america.

Tacoma, WA is pretty choice. Got a 3k sqft house in the bougie burbs for $500k in 2020 for sub 3% lmao. imagine not pouncing on that as a seattlite. you probably live in a 1920s trap house for $800k BUT you're technically still "in Seattle" (LOL)