Consistency is king I suppose. I was just thinking this morning about how if every drink I had at a bar over the last 20 years had gone into the stock market I’d probably be a million dollars richer. I was putting nothing into the stock market in my twenties because I “couldn’t afford it” but somehow I could afford to go out and spend a hundred bucks a night on booze. Then there’s the hangovers, pretty sure every bad hangover made me permanently stupider. If I could go back in time and kick myself I would.

$100/night in 2006? Wow.. NYC? That is a lot of income that could be disposed of elsewhere.

Is it to late to go back to the stock market?