By understanding computers and enjoying the field you are in you will be more skilled then someone who says "tests pass", "worked on my machine", "maybe it's a good idea to run agents on my companies live prod database". Anyone can learn to slop it up, including someone who is passionate about writing code as a hobby.

Not everything is about making money anyways.

What you say is fine for a hobby, and an excellent hobby that would be, but it doesn't work for a career.