Yeah, investing over time in such a way to beat the S&P is actually incredibly challenging (having tried it myself). I’m very skeptical an LLM can do better than that unless it has a very large, expensive firehose of data.

It may be that more mundane analysis ends up being the most useful. For example — for years, we had some money in a money market fund earning basically no interest. It just wasn’t on the radar.

Had even a not very smart LLM nudged us to put the money into a HYSA earlier, we would have made thousands per year in interest.

My wife also recently used our tool to do some simple investing optimization that’s going to save us a few thousand per year on taxes.

Thing like this aren’t sexy but do have value, and don’t take GPT Pro.