Have you lived on 12k?

24k puts you near poverty level. $1k per month will cover food expenses, it won't cover transport, shelter, and certainly not medical. On 12k per year you have enough money for food and praying that an emergency doesn't happen. It's hard enough living on 40k, and I'm not even in a place where costs are expensive.

UBI will never happen in the US so it's a pointless argument. Americans will have plenty of pawn shops and short-term loan services to help them, though.

I'm literally doing it right now

It is kinda funny to see you guys petrify at the thought of people living in poverty, pretend you care, and then use us as a political foil in your useless debates.

Where's the money you owe us?