That's exactly the issue. I'm just pointing out that it's a fantasy to hope for simple numbering of max supported speeds will simplify the current USB mess.

It will not.

Consumers would expect plugging a 20Gbps device into a 40Gbps port should result in 20Gbps negotiated speed. In reality it will mostly likely end up at 10Gbps (or less) because of the mess.

Older Thunderbolt devices were not compatible with USB, so plugging them into an USB Type C port would not work.

Newer Thunderbolt/USB 4 devices do not have any technical reason for preventing them to work as USB 3.2 2x2, i.e. to work at 20 Gb/s when plugged into a 20 Gb/s host port, and vice-versa for 20 Gb/s devices plugged into a USB 4/Thunderbolt host port, because both Thunderbolt and 20 Gb/s USB need the same wires in the cable and connector.

I do not know if all USB 4 controllers also work at 20 Gb/s (USB 3.2 2x2), but if they do not work that should be considered a bug.