Thank you so much for actually sharing these technical details. Shows you know THIS website’s audience.

And the thought put into security at every level gives me more confidence in the overall tool.

I’ve tried to build this myself (mvp for myself was just downloading statement PDFs manually and having Claude setting up ledger for plain text accounting, thinking I’ll eventually hookup plaid)

I’m mostly curious about how people work with plaid. Do you need a certain threshold of users to get started? Because I’d love to get a plaid account just for my finances. I’m not interested in building a product like this, just want to connect my personal and business accounts to a clean API.

Hey! Thanks for stopping by. Actually planning to do a full blog post on this topic soon (how to get started with Plaid).

It was a bit of a process involving sales calls, contracts, security attestations, etc., but they're planning to make it easier to try out the platform. There is a pay-as-you-go, developer-friendly option, but the support it includes is pretty flaky. The support issue is less "my code broke" and more things like "this institution isn't returning what it should," or, "I haven't been approved yet by this institution that does manual review."

Overall, it's been a pretty good experience! I'd suggest spinning up an app if you're considering them. Here are their LLM-friendly docs: https://plaid.com/docs/llms-full.txt