>LLM-assisted coding is $100/mo. It looks very commoditized when most houses in developed world pay more for electricity than that.

this is a small nit, but you still have to pay your electric bill, the $100/mo is on top of that. if you're doing cost accounting you don't want to neglect any costs. Just because you can afford to lease a car, doesn't mean you can afford to lease a 2nd car.