As a SDM, something about being able to retire immediately changes you. That violently brings into focus a new most important aspect of wealth.

I’m still working (I enjoy it!). But, having a job is no longer stressful. Small stuff completely doesn’t matter and big stuff barely moves the needle.

I screw up at work? What are they gonna do, fire me? lol who cares.

Doing salary or raise negotiations? Max the band out. What are they gonna do, not hire me? lol who cares.

Rumors of layoffs? lol who cares.

What is SDM?