Our healthcare system isn’t just complicated, it’s expensive. According to a recent study from research firm KFF the average family pays $27,000 annually for their health insurance (up 6% from last year). The average employer health insurance cost is expected to surpass $17,000 per employee in 2026, a 9.5% jump from 2025.

I have a hard time imagining that universal medicaid would ever become reality. A more realistic goal might be making the premium tax credit more accessible or lessening the restrictions to qualify. That way, more people could afford marketplace health insurance.