You're correct, Gemini chat limits are a joke at their chapest paid tier compared to both Claude and GPT. Especially crazy when you consider Gemini 3 Pro is more than twice as cheap as Opus 4.6 on the API. It's hard to run into pure chat limits on Claude even if you only use Opus on the cheapest tier, whereas with Gemini it's easy to hit.
Not sure about coding usage, Google being weird about these things I could see that quota being separate.