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neonstatic 6 hours ago

I refuse to see Stripe as anything other than inconvenience. They refuse all my payments, because they don't like my debit card provider. When a service uses Stripe for payments, I just assume they don't want me as a client.

rrr_oh_man 4 hours ago | parent [-]

> "they don't like my debit card provider"

Can you elaborate?

neonstatic 3 hours ago | parent [-]

The provider is Wise - an "e-money" institution. I've been using them for well over a decade. They are very good. Never had any issues until recently - a service I was interested in uses Stripe to "verify" the card before charging. Stripe rejected all Wise cards - physical and digital. I had to use my legacy bank's debit card. Problem is, the legacy bank charges outrageous forex fees and has an awful spread on top of it, so if I can't use Wise card after "verification", I will have to give up on the service. I asked them what could be done and they just said they use Stripe and that's it.

malfist 2 hours ago | parent [-]

Wait, why does your debit card involve forex fees and spreads?

pjc50 an hour ago | parent | next [-]

Somebody's got to do the currency conversion. If you let the merchant do it, it's usually even worse.

(Implicit is the OP buying a bunch of stuff in a currency which is not the one they earn it; probably only one of those is dollars)

neonstatic 15 minutes ago | parent | prev [-]

With Wise it does not, but with my legacy bank it does, because the base currency is one of the non-euro European ones.