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| ▲ | neonstatic 3 hours ago | parent [-] | | The provider is Wise - an "e-money" institution. I've been using them for well over a decade. They are very good. Never had any issues until recently - a service I was interested in uses Stripe to "verify" the card before charging. Stripe rejected all Wise cards - physical and digital. I had to use my legacy bank's debit card. Problem is, the legacy bank charges outrageous forex fees and has an awful spread on top of it, so if I can't use Wise card after "verification", I will have to give up on the service. I asked them what could be done and they just said they use Stripe and that's it. | | |
| ▲ | malfist 2 hours ago | parent [-] | | Wait, why does your debit card involve forex fees and spreads? | | |
| ▲ | pjc50 an hour ago | parent | next [-] | | Somebody's got to do the currency conversion. If you let the merchant do it, it's usually even worse. (Implicit is the OP buying a bunch of stuff in a currency which is not the one they earn it; probably only one of those is dollars) | |
| ▲ | neonstatic 15 minutes ago | parent | prev [-] | | With Wise it does not, but with my legacy bank it does, because the base currency is one of the non-euro European ones. |
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