or if you believe a lot of HN crowd we are in AI bubble and in 10 years inference will be dirt cheap when all of this crashes and we have all this hardware in data centers and it won't make any sense to run monster workstations at home (I work 128GB M4 but not run inference, just too many electron apps running at the same time...) :)

Inference will be dirt cheap for things like coding but you'll want much more compute for architectural planning, personal assistants with persistent real time "thinking / memory", as well as real time multimedia. I could put 10 M4s to work right now and it won't be enough for what I've been cooking.